Starling Bank Reviews
(Rated by 15 users)
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Are you looking for ways to save money when shopping at Starling Bank. Our Starling Bank coupon codes can help you do just that! Over 15 customers have already used our coupons to save an average of $63 with Starling Bank discount codes. There are currently 18 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Google Pay
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.8
Base on 15 Reviews
Ratings by Feature
Ratings by Feature
- Price & Quality4.3
- Shipping & Delivery4.3
- Return Policy4.6
- Good Value4.4
- Customer Service4.3
Recent Customer Reviews (15)
Laurie Anderson
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Ólafur Arnlaugsson
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Xavier Asche
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Keyport Pearce
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Elsie Hooks
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Donna Bailey
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Nancy Lane
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Reece Hayward
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Madeline Wallwork
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Nella Barese
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Starling Bank Pricing
Sending money outside the UK
£0.30 - £5.50
Overdraft interest rates
15% - 35% EAR
Replacement debit card
£5 - £10
Payment Methods
Accepted Payment Options:
Prices for items on Starlingbank.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Google Pay
Payment Process
- Payments can be made online during the checkout process.
- For Starling Bank credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Starling Bank Pros & Cons
Pros
1
App-based banking: Offers a variety of money management features.
2
Interest on current account balance: Earns 3.25% interest on balances up to £5,000.
3
Free virtual cards: Personal and joint account holders can use up to 5 virtual cards.
4
Spending insights: Provides detailed breakdowns of spending habits.
5
24/7 access: Allows 24/7 access to accounts and financial tools.
6
Fee-free spending abroad: No additional fees for international transactions.
7
No monthly fees: No charges for everyday banking.
8
Real-time banking notifications: Instant payment notifications.
9
Savings space: Allows users to set money aside for personal goals and earn interest.
10
Business lending: Offers business loans up to £250,000 with flexible repayment terms.
11
No monthly fees: Starling Bank does not charge monthly fees for regular personal, business or joint accounts.
12
Real-time notifications: Users receive real-time notifications for all incoming and outgoing transactions, including salary deposits.
13
Interest on current account balance: Starling Bank offers a competitive interest rate of 3.25% AER on balances up to £5,000.
14
Organised savings with Spaces: Users can create different pockets of money or keep savings separate from the main balance using the Spaces feature in the app.
15
Overseas Usage: Starling Bank offers fee-free spending abroad, making it a great option for travellers.
16
User-friendly mobile app: The Starling Bank app is intuitive and fully accessible to all users, offering a seamless online banking experience.
17
Freeze your card: Users can instantly freeze their card in-app if it's lost or stolen.
CONS
1
Limited cash deposit options: Cash deposits can only be made at Post Office branches.
2
Cheque processing time: Cheques worth over £1,000 take 2 working days to clear.
3
No branches: No physical bank branches for customer support.
4
Overdraft limitations: Overdrafts are not available on joint accounts.
5
Limited features for joint accounts: Some features are limited to personal accounts.
6
Higher overdraft interest rates: Overdraft interest rates range from 15% to 35% EAR.
7
No face-to-face support: No in-person support for business loan applications.
Starling Bank Features and Benefits
Features
No Monthly Charge
No monthly charge for either personal or business accounts.
No Minimum Monthly Deposit
No minimum monthly deposit requirement.
Interest on Balances
3.25% AER / 3.19% Gross (variable) on balances up to £5,000.
No Charges for Unarranged Overdrafts
No charges.
No Fees for Debit Card Payments
No fees for debit card payments in pounds or foreign currency.
No Fees for Cash Withdrawals
No fees from Starling Bank for cash withdrawals in pounds or foreign currency (some ATM providers may charge).
Free Sending Money Within the UK
Sending money within the UK: Free.
App-based Banking
Offers a variety of money management features.
Interest on Current Account Balance
Earns 3.25% AER interest on balances up to £5,000.
Free Virtual Cards
Personal and joint account holders can use up to 5 virtual cards.
Spending Insights
Provides detailed breakdowns of spending habits.
24/7 Access
Allows 24/7 access to accounts and financial tools.
Fee-free Spending Abroad
No additional fees for international transactions, great for travellers.
Real-time Notifications
Users receive real-time notifications for all incoming and outgoing transactions, including salary deposits.
Savings Spaces
Allows users to set money aside for personal goals, earn interest, and create different pockets separate from the main balance.
Business Lending
Offers business loans up to £250,000 with flexible repayment terms.
User-friendly Mobile App
Intuitive and fully accessible app offering a seamless online banking experience.
Freeze Your Card
Users can instantly freeze their card in-app if lost or stolen.